Last updated 2026-07-09
TL;DR
The Philadelphia Housing Authority (PHA) runs one of the country's largest Housing Choice Voucher programs, with roughly 22,000 vouchers in circulation. Its waitlist opens infrequently and closes fast. Voucher holders pay 30 to 40% of adjusted income toward rent; PHA pays the rest directly to landlords. Landlords must pass an HQS inspection before any contract starts.
What is the Philadelphia Housing Authority and what does it run?
The Philadelphia Housing Authority is the largest public housing agency in Pennsylvania and one of the ten largest in the country [1]. PHA runs two main types of assisted housing: its own public housing developments (roughly 8,000 units across the city) and the federally funded Housing Choice Voucher program, which covers approximately 22,000 voucher-assisted households in Philadelphia based on HUD's Picture of Subsidized Households data [2].
PHA is a local government agency, not a part of city government proper, though it works closely with the City of Philadelphia and gets its core funding from HUD under 42 U.S.C. § 1437f and 42 U.S.C. § 1437a. Its board is appointed by the mayor. HUD's Office of Public and Indian Housing oversees PHA and scores it annually through the Section 8 Management Assessment Program (SEMAP) and the Public Housing Assessment System (PHAS).
PHA also runs a small Moderate Rehabilitation program and administers several project-based voucher (PBV) contracts. If you hear "Section 8 in Philly," the speaker almost always means either the tenant-based Housing Choice Voucher (HCV) or a project-based unit at a specific address. The distinction matters. With an HCV you take the subsidy with you when you move. With a PBV the subsidy stays attached to the apartment.
Want the federal program explained before you get into PHA's local rules? See our overview of the housing choice voucher program.
Is the PHA Section 8 waitlist open right now?
Probably not. PHA's HCV waitlist has stayed closed for years at a stretch because demand for vouchers in Philadelphia far outpaces supply [1]. When PHA does open the list, it usually announces a short application window (sometimes just a few days) and takes tens of thousands of applications for a fraction of that number in expected voucher turnover.
The last major general opening drew hundreds of thousands of interest forms. PHA uses a lottery. Applicants who submit during the open window get ranked randomly, not by date and time. Rushing to apply in the first hour buys you nothing. Missing the window entirely means starting over when the next opening comes.
PHA does keep some always-open waiting lists for specific groups: veterans (through the HUD-VASH program run with the VA), people experiencing homelessness referred through the city's Coordinated Entry system, and certain project-based voucher developments. If you or someone in your household is a veteran or is currently unhoused, chase those pathways now rather than waiting for a general opening.
Track the waitlist through PHA's official site at pha.phila.gov, sign up for PHA's mailing list, and check the city's Office of Homeless Services. Third-party aggregator sites often carry stale information. Our roundup of open section 8 waiting lists covers how to track openings across multiple housing authorities, which is smart if you have any flexibility on location.
One practical note. If you're already on the PHA waitlist, respond to any PHA mailing fast. PHA sends annual or biannual "interest letters" to confirm you still want to stay on the list. Miss that response and you're off.
How does the PHA voucher application process work?
When PHA opens its general waitlist, you apply online through the PHA portal or on paper at designated locations if you don't have internet access. PHA is required under 24 CFR Part 5 to accept applications from people with disabilities who need a reasonable accommodation in the process, including help filling out forms.
After the lottery ranking is set, PHA works down the list as vouchers open up from households that leave the program. Once your name reaches the top, PHA sends a briefing appointment notice. At briefing, PHA explains how the program works, issues your voucher document, and gives you your initial search period (typically 120 days in Philadelphia, though PHA can grant extensions under 24 CFR 982.303) [3].
At briefing you also learn your voucher size (bedroom count), set by your household composition under PHA's subsidy standards. A single person usually gets a one-bedroom voucher. A family of four usually gets a two- or three-bedroom voucher depending on the ages and genders of children. You can't lease a unit with more bedrooms than your voucher allows without PHA's approval.
Preference categories matter. PHA gives admission preference to Philadelphia residents, families that are involuntarily displaced, families living in substandard housing, and families paying more than 50% of gross income in rent. A preference doesn't jump you over people already on the list. It affects your rank against others who applied during the same lottery window.
For how other agencies run similar processes, our housing authority overview is a useful comparison.
What are PHA's payment standards and how much will the voucher cover?
PHA's payment standard is the most PHA will pay toward rent plus utilities for a given unit size. It's set as a percentage of HUD's Fair Market Rent (FMR) for the Philadelphia HUD Metro area. Under 24 CFR 982.503, PHA can set payment standards between 90% and 110% of FMR without HUD approval, and above 110% with HUD approval in areas with high rent burdens [3].
HUD publishes new FMRs each October. For FY2024, HUD set the Philadelphia-Camden-Wilmington Metro Area FMRs at these levels:
| Bedroom Size | FY2024 FMR (Philadelphia Metro) |
|---|---|
| Studio (SRO) | $1,068 |
| 1-Bedroom | $1,334 |
| 2-Bedroom | $1,576 |
| 3-Bedroom | $2,028 |
| 4-Bedroom | $2,319 |
PHA's actual payment standards may differ from these FMRs. Check PHA's current payment standard schedule at pha.phila.gov, because they update periodically and the figures above are the FMR baseline, not necessarily PHA's adopted standard [4].
Here's how your rent share works. If the gross rent (contract rent plus any tenant-paid utilities) sits at or below the payment standard, you pay 30% of adjusted monthly income (or 10% of gross monthly income if that's higher). If gross rent runs above the payment standard, you pay the difference on top of that 30%, subject to the 40% affordability cap at move-in under 24 CFR 982.508. That cap means at the time you first lease a unit, your total rent share can't top 40% of your adjusted monthly income.
For how payment standards shape rent negotiations, see our guide on rental assistance.
What does PHA's Housing Quality Standards inspection cover?
Before PHA signs a Housing Assistance Payments (HAP) contract with a landlord, the unit has to pass a Housing Quality Standards (HQS) inspection under 24 CFR 982.401 [3]. The inspector checks 13 performance areas: sanitary facilities, food preparation space, space and security, thermal environment, illumination and electricity, structure and materials, interior air quality, water supply, lead-based paint, access, site and neighborhood, sanitary conditions, and smoke detectors.
Common fail items in Philadelphia's older housing stock: missing or dead smoke detectors, peeling paint in pre-1978 buildings (which triggers lead-based paint evaluation), windows that won't open, missing outlet covers, and heating systems that can't hold 68°F when it's 10°F outside. The city has a lot of pre-war rowhouses, and deferred maintenance shows up fast under HQS scrutiny.
If a unit fails, PHA gives the landlord written notice with specific deficiencies. The landlord gets a set period (typically 30 days for non-emergency items, 24 hours for life-threatening ones) to fix them. PHA re-inspects. A unit that can't pass after a reasonable repair period won't get a HAP contract.
Once under contract, units get inspected at least once a year. PHA can also inspect on a tenant complaint or an owner request. If a unit fails an annual inspection and the landlord doesn't repair within the abatement period, PHA can stop HAP payments. The landlord still owes the tenant the unit under the lease during abatement. They just don't get the subsidy check.
Some landlords hire a pre-inspection consultant to catch problems before the official visit. That's allowed, and it usually pays for itself on larger or older properties.
How does a landlord sign up to accept PHA vouchers?
Any private landlord in Philadelphia (or anywhere in PHA's jurisdiction) can accept HCV tenants as long as the unit passes HQS and the rent is reasonable. There's no pre-registration to participate. There is a specific process once you have an interested tenant.
Step 1: The tenant finds your unit and hands you their voucher paperwork. Check the voucher bedroom size against your unit.
Step 2: You and the tenant agree on a rent amount. The rent has to meet HUD's rent reasonableness standard. PHA compares your asking rent to comparable unassisted units nearby. If your rent runs above what comparable units charge, PHA won't approve it regardless of whether it's under the payment standard. Rent reasonableness is often what slows deals down in desirable Philly neighborhoods.
Step 3: Submit a Request for Tenancy Approval (RFTA) package to PHA. It includes the RFTA form, a copy of your proposed lease, and an owner certification. PHA reviews it and orders an HQS inspection.
Step 4: Pass inspection, settle final rent with PHA, and execute the HAP contract. HAP contracts run month-to-month alongside the tenant's lease term.
Step 5: PHA direct-deposits your HAP payment each month, usually around the first. You collect the tenant's portion separately.
Philadelphia has a source-of-income (SOI) protection ordinance. Landlords in the city cannot legally refuse a tenant solely because the tenant holds a housing voucher [5]. This is a local protection beyond federal law. Violating it can bring a discrimination complaint through the Philadelphia Commission on Human Relations.
Landlords weighing the full economics of participation should read our section 8 overview, which compares voucher and market-rate tenancy from an owner's side.
What is Philadelphia's source-of-income protection for voucher holders?
Philadelphia's Fair Practices Ordinance, codified at Philadelphia Code § 9-1100 et seq., bans housing discrimination based on "source of lawful income," which covers Section 8 and other housing vouchers [5]. A landlord who advertises a rental, shows it to a voucher holder, then declines to rent solely because the person has a voucher is breaking the law.
The Philadelphia Commission on Human Relations (PCHR) investigates complaints. Remedies can include compensatory damages, injunctive relief, and civil penalties [12]. The ordinance has real teeth. PCHR has ruled against landlords and ordered them to lease to voucher holders.
This protection beats most cities and beats Pennsylvania state law, which doesn't list source-of-income as a protected class at the state level. It matters in practice. Landlord refusals of vouchers stay common in high-demand Philadelphia neighborhoods, but voucher holders here have a legal remedy that many other cities' residents don't.
If a landlord tells you they don't accept Section 8, file a complaint with PCHR at pchr.philly.gov. Keep documentation: screenshots of listings, emails, texts, notes with dates and times. Complaints generally have to be filed within 300 days of the discriminatory act [12].
For voucher holders searching in Philadelphia, this protection means you can legally present your voucher paperwork to any city landlord. They can still decline for legitimate reasons (your credit, rental history, income verification), but "we don't do Section 8" alone is not a lawful basis for refusal.
Can a PHA voucher holder rent outside Philadelphia (porting)?
Yes. Once you've held a PHA voucher for at least 12 months and you're in good standing, you can port your voucher to any jurisdiction in the country that runs an HCV program, under 24 CFR 982.353 [3]. You can also port out before 12 months if you need to move to be closer to work or for certain family reasons.
To port, you notify PHA in writing that you want to move outside the jurisdiction. PHA processes the paperwork and sends a "portability packet" to the receiving housing authority in your destination city. The receiving agency takes over administration of your voucher. Two outcomes are possible: the receiving agency either absorbs your voucher into its own program permanently, or administers it on behalf of PHA (a billing arrangement). Either way, you as the tenant don't pay more or less based on which happens.
The catch is that payment standards vary by location. Port to a lower-cost metro and your payment standard drops, so you may pay less. Port to a higher-cost market (say, Philadelphia to New York City) and the receiving agency's higher payment standard generally applies, but you still have to find a unit within that agency's rent limits.
PHA also allows incoming ports from other agencies, subject to its own administrative plan and waiting times. Incoming port voucher holders get served from PHA's available voucher inventory.
For a step-by-step breakdown of porting, our moving and porting guides cover the whole process. Also read our overview of section 8 houses for rent to know what to look for when you're searching in a new city.
What public housing does PHA own and manage directly?
PHA owns and operates roughly 8,000 public housing units across Philadelphia in a mix of scattered-site homes and larger developments. Known developments include Raymond Rosen, Norris Apartments, Wilson Park, and the Richard Allen Homes site (now partially redeveloped). PHA has used HUD's Rental Assistance Demonstration (RAD) program to convert some traditional public housing to project-based voucher or project-based rental assistance contracts, which brings in private financing for renovations while keeping units affordable [6].
Public housing admission works differently from the HCV program. Applicants apply directly to PHA for a specific bedroom size, land on a separate waiting list, and get assigned to a development based on unit availability. Income limits for public housing sit very low: typically 80% of Area Median Income (AMI) for eligibility, but in practice most residents are at 30% AMI or below.
Rent in public housing is set at 30% of adjusted monthly income, similar to the HCV program, under 42 U.S.C. § 1437a. There's a minimum rent of $25 a month unless a hardship exemption applies.
RAD conversions mean some PHA developments now run under voucher rules instead of traditional public housing rules. If you live in or are applying to a RAD-converted development, the lease terms and grievance procedures may differ slightly from traditional public housing. PHA has to notify residents of any RAD conversion and protect current residents' rights through the transition.
What other rental assistance programs does PHA administer?
Past the core HCV and public housing programs, PHA runs or partners on several targeted programs.
HUD-VASH (Veterans Affairs Supportive Housing): a joint HUD-VA program that pairs a housing voucher with VA case management for homeless veterans. Referrals come through the Philadelphia VA Medical Center. If you're a veteran experiencing homelessness, this is the fastest pathway to a PHA voucher.
Family Self-Sufficiency (FSS): an HCV add-on that lets voucher holders set goals with a case manager and build escrow savings as their income rises. Under FSS, when your earned income goes up and your HAP payment drops, the difference goes into an escrow account. Finish the 5-year FSS plan and you keep the escrow. PHA's FSS program has helped participants save real money for homeownership or education.
Homeownership Voucher Program: HCV holders who meet income and first-time buyer rules can convert their rental voucher into mortgage payment assistance. PHA runs this subject to funding. Eligibility includes minimum income thresholds (currently non-elderly, non-disabled households need at least 2,000 hours of employment a year) [1].
Project-Based Vouchers: PHA holds PBV contracts at numerous Philadelphia properties. These are an alternative pathway to assistance with no waitlist in some cases. The trade-off is that the subsidy stays with the unit, not the family.
Interested in affordable housing that isn't voucher-dependent? Philadelphia also has plenty of low income housing tax credit properties and hud housing options worth checking.
VoucherReady's free tenant tools can help you track waitlists and document your housing search. Landlords weighing whether to list a unit can find practical checklists in the landlord kit.
How do PHA's income limits and rent calculations work?
HUD sets income limits for the Philadelphia Metro area each year, and PHA uses them to decide eligibility. There are three tiers [7]:
| Income Limit Type | Definition |
|---|---|
| Extremely Low Income | 30% of Area Median Income (AMI) |
| Very Low Income | 50% of AMI |
| Low Income | 80% of AMI |
For the HCV program, the statutory eligibility limit is 50% of AMI (Very Low Income). At least 75% of new admissions have to be at or below 30% of AMI under 42 U.S.C. § 1437n, so PHA must prioritize the lowest-income applicants.
For FY2024, HUD's estimated median family income for the Philadelphia-Camden-Wilmington MSA is about $106,300. That puts the Very Low Income limit (50% AMI) for a family of four at roughly $53,150, and the Extremely Low Income limit (30% AMI) at roughly $31,900, though exact published figures vary by household size and update annually [7].
Once you're admitted, your rent contribution is 30% of adjusted monthly income (not to be confused with area median income). Adjusted income is gross income minus HUD-allowed deductions: $480 per dependent, $400 for elderly or disabled family heads, allowable medical expenses above 3% of gross income for elderly or disabled families, and allowable child care expenses. Those deductions meaningfully lower the rent calculation for families with kids or medical costs.
The minimum rent is $50 a month under PHA's administrative plan, though a hardship exception can drop it to zero if the family has no income. PHA reviews income at annual recertification. Income rises, your rent share rises. Income drops, your rent share drops.
What are tenants' rights and PHA grievance procedures?
HCV tenants have rights under federal law, PHA's administrative plan, and Philadelphia's local tenant protections. The ones that matter most:
Right to a briefing and information: PHA has to explain the program fully before issuing a voucher. You can request the administrative plan, which governs every PHA decision, at no cost.
Right to an informal hearing: under 24 CFR 982.555, if PHA moves to terminate your assistance, deny a request, or reduce your voucher, you can demand an informal hearing before an impartial PHA hearing officer [3]. Request it in writing within the deadline PHA specifies (typically 10 to 30 days from the notice). Miss the deadline and you usually waive the right.
Right to equal treatment: PHA can't discriminate in admissions or administration based on race, color, national origin, religion, sex, disability, or familial status under the Fair Housing Act and Section 504 of the Rehabilitation Act.
Right to reasonable accommodation: if you or a household member has a disability, you can request an accommodation in any part of the program (a larger voucher, extended search time, an accessible unit, communication in an alternative format).
Landlord obligations during tenancy: landlords on HAP contracts have to maintain HQS and can't charge the tenant more than the PHA-approved tenant share. Charging a voucher holder any side payment above the approved rent share is prohibited under 24 CFR 982.451.
Philadelphia's added tenant protections include good-cause eviction requirements under city ordinance, the right to a receipt for cash rent payments, and lead disclosure requirements under both federal law and the city's stricter local lead ordinance. The Fair Housing Rights Center of Southeastern Pennsylvania also offers tenant counseling if you face discrimination or retaliation.
How do I contact PHA and what should I bring to appointments?
PHA's main administrative offices are at 2013 Ridge Avenue, Philadelphia, PA 19121. The general phone line is (215) 684-4000. The HCV program has its own section, reachable through the same number or through pha.phila.gov [1].
For waitlist inquiries, PHA's online portal lets applicants check status when the list is active. Current voucher holders have a separate tenant portal for recertification and address updates.
Bring originals and copies to any PHA appointment: government-issued photo ID for all adult household members, Social Security cards for all household members (or documentation of immigration status for non-citizens), birth certificates for children, proof of all income (pay stubs, award letters, bank statements), proof of any deductions you're claiming (disability verification, dependent documentation, medical expense receipts), and your current lease if you're already housed.
The Ridge Avenue offices open Monday through Friday during business hours. Come early. PHA offices get crowded, appointment times are real, and missing a scheduled appointment often means waiting weeks to reschedule.
For emergency housing or if you're currently homeless, the city's Homeless Outreach Hotline at 215-232-1984 connects you to shelter and to the Coordinated Entry system, which is the pathway to priority consideration for PHA vouchers and other assisted housing.
Want a wider look at how programs like PHA's fit into the national picture of section 8 assistance, or comparing options across programs? Our go section 8 article covers the main listing platforms voucher holders use to find units.
Frequently asked questions
How many housing vouchers does the Philadelphia Housing Authority have?
PHA administers roughly 22,000 Housing Choice Vouchers based on HUD's Picture of Subsidized Households data. That makes it one of the largest HCV programs in the country. The exact count moves year to year with HUD funding allocations and attrition in the program.
How long is the wait for a PHA Section 8 voucher in Philadelphia?
There's no reliable average wait time because PHA's general waitlist has been closed for long stretches. When it was last open, applicants faced waits of several years before reaching the top of the lottery. Veterans (HUD-VASH) and people referred through Coordinated Entry can move faster. Practically, apply to multiple regional housing authorities at once.
Does PHA allow voucher holders to rent anywhere in Philadelphia?
Yes. A PHA HCV can be used in any privately owned unit in Philadelphia (or anywhere in the country after 12 months of participation) as long as the unit passes HQS inspection, the rent meets reasonableness standards, and the landlord executes a HAP contract. Philadelphia's source-of-income ordinance bars landlords from refusing solely because the tenant has a voucher.
What happens at a PHA HQS inspection and how long does it take?
An HQS inspection usually takes 30 to 60 minutes. A PHA inspector walks every room checking safety systems, plumbing, heating, structural integrity, and lead-paint conditions. Common fails include dead smoke detectors, peeling paint in pre-1978 buildings, and faulty windows. Scheduling the inspection after you submit the RFTA package usually takes 1 to 3 weeks in normal processing.
Can a PHA landlord charge a voucher tenant extra rent on the side?
No. Under 24 CFR 982.451 and the HAP contract, landlords cannot require any payment from the tenant beyond the PHA-approved tenant rent share. Charging side payments above what PHA approved violates the HAP contract and can bring termination of the contract plus repayment of HAP funds.
How do I apply for PHA public housing vs. the voucher program?
They're separate applications. For public housing, apply directly to PHA's public housing waitlist through pha.phila.gov. For the HCV program, you have to wait for PHA to open its voucher waitlist and apply during that window. Income limits and preferences differ slightly between the two, but both serve very low income households.
What is PHA's Family Self-Sufficiency program and how does escrow work?
FSS is a voluntary 5-year program for HCV holders. As your earned income rises and your PHA subsidy drops, PHA credits the difference into an escrow account in your name. Finish the FSS contract and you get the full escrow balance, which some participants put toward a home down payment or education. Enrollment runs through PHA's HCV office.
What income limits apply to PHA Housing Choice Vouchers?
The federal eligibility limit is 50% of Area Median Income (Very Low Income). For the Philadelphia metro area in FY2024, that's roughly $53,150 for a family of four. At least 75% of new PHA voucher admissions must go to households at or below 30% AMI (Extremely Low Income), about $31,900 for a family of four, under 42 U.S.C. § 1437n.
What is Philadelphia's source-of-income law and does it really apply to Section 8?
Yes. Philadelphia Code § 9-1100 includes "source of lawful income" as a protected class in housing, which the Philadelphia Commission on Human Relations has applied to housing voucher holders. A landlord who refuses to rent to you solely because you have a Section 8 voucher can face a PCHR complaint, damages, and injunctive relief. File at pchr.philly.gov within 300 days.
Can I use a PHA voucher to buy a home?
Yes, if you qualify. PHA's Homeownership Voucher program lets eligible HCV holders convert their rental subsidy into mortgage payment assistance. Eligibility requires being a first-time buyer, meeting a minimum income threshold (generally 2,000 hours of employment a year for non-elderly, non-disabled households), and completing required homeownership counseling. Availability depends on PHA funding in a given year.
What happens if my landlord doesn't make repairs and the unit fails PHA inspection?
PHA enters abatement: it suspends HAP payments to the landlord until repairs are made. The landlord still has a lease obligation to you and can't evict you for non-payment of HAP. If the landlord still doesn't repair, PHA may terminate the HAP contract. You may also get a new voucher to move if the situation is serious. Document everything in writing.
Does PHA have programs for seniors or people with disabilities?
Yes. PHA has accessible public housing units and applies HUD's Section 504 requirements across all programs. The HCV program grants reasonable accommodations for disability, including accessible unit searches and extended search voucher times. Some PHA-assisted developments are restricted to elderly and disabled households. For broader options in senior affordable housing, see resources on low income senior housing.
How does PHA calculate my rent share if I pay utilities myself?
PHA publishes a Utility Allowance Schedule by unit size and utility type. If you pay utilities directly, PHA subtracts the applicable utility allowance from your payment standard to set the HAP payment. In some cases, if your utilities plus rent fall below the payment standard, you receive a utility reimbursement check from PHA. These allowances update periodically and are in PHA's administrative plan.
Sources
- Philadelphia Housing Authority, official website and program overview: PHA is the largest public housing agency in Pennsylvania, administering roughly 22,000 housing vouchers and 8,000 public housing units; homeownership eligibility includes 2,000 hours annual employment for non-elderly/non-disabled households
- HUD, Picture of Subsidized Households database: Approximately 22,000 voucher-assisted households in Philadelphia under PHA administration
- HUD, 24 CFR Part 982 – Section 8 Tenant-Based Assistance: Housing Choice Voucher Program: Payment standard authority (982.503), initial search period extension authority (982.303), portability rules (982.353), HQS inspection standards (982.401), 40% affordability cap at move-in (982.508), HAP contract tenant payment rules (982.451), informal hearing rights (982.555)
- HUD, FY2024 Fair Market Rents for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area: FY2024 FMRs for the Philadelphia metro: Studio $1,068; 1BR $1,334; 2BR $1,576; 3BR $2,028; 4BR $2,319
- Philadelphia Code § 9-1100, Philadelphia Fair Practices Ordinance: Philadelphia's Fair Practices Ordinance prohibits housing discrimination based on source of lawful income, including housing vouchers
- HUD, Rental Assistance Demonstration (RAD) program overview: PHA has used HUD's RAD program to convert traditional public housing to project-based voucher or project-based rental assistance contracts to allow private financing for renovations
- HUD, FY2024 Income Limits for the Philadelphia-Camden-Wilmington MSA: FY2024 median family income for Philadelphia-Camden-Wilmington MSA approximately $106,300; Very Low Income (50% AMI) for family of four roughly $53,150; Extremely Low Income (30% AMI) roughly $31,900
- 42 U.S.C. § 1437f, United States Code, Housing Act of 1937 Section 8: Statutory authority for the Housing Choice Voucher program and Housing Assistance Payments contracts
- 42 U.S.C. § 1437n, United States Code, admission income targeting requirements: At least 75% of new HCV admissions must be households at or below 30% of AMI (Extremely Low Income)
- HUD, Housing Choice Voucher Program Administrative Overview (HUD.gov): Overview of HCV program structure, tenant payment calculation at 30% of adjusted monthly income, and HAP contract framework
- Philadelphia Commission on Human Relations (PCHR): PCHR investigates fair housing complaints including source-of-income discrimination; 300-day filing deadline for housing complaints