Housing and redevelopment authority: what it does and how to work with one

Last updated 2026-07-09

What is a housing and redevelopment authority?

A housing and redevelopment authority is a government agency created under state law to address housing shortages and blight inside a defined area. Most are independent public bodies, meaning they are not a city department but a separate legal entity with their own board of commissioners, budget, and staff. They can sue and be sued, own property, and issue bonds.

The two halves of the name describe two different jobs. The "housing" side runs rental assistance, including the Housing Choice Voucher program (commonly called Section 8), public housing developments, and sometimes project-based rental assistance contracts. The "redevelopment" side acquires blighted land, clears it, and hands it off for new residential or commercial development, sometimes using tax increment financing or federal Community Development Block Grants.

Not every agency does both equally. Some HRAs are almost pure voucher shops with barely any redevelopment activity. Others, like the Norfolk Redevelopment and Housing Authority (NRHA), have been major urban renewal engines for decades while also running thousands of public housing units and vouchers. The scope depends on state enabling law, local political priorities, and whatever federal funding the agency has chased down over the years.

HRAs go by many names: Housing Authority (HA), Public Housing Authority (PHA), Housing and Community Development Authority, Redevelopment Agency, or just "the housing authority." For HUD's purposes, they are all Public Housing Agencies (PHAs), and they all sign an Annual Contributions Contract with HUD that governs how federal money can be spent ^[1].

How does an HRA differ from HUD?

HUD is the federal department. HRAs are the local operators. Think of HUD as the franchisor and your local HRA as the franchisee. HUD sets the rules, sends the money, and audits performance. The HRA does everything a tenant or landlord actually touches: takes applications, issues vouchers, inspects units, approves rents, and cuts landlord checks.

This matters because people call HUD when they hit a problem and get nowhere. HUD has no case files on individual voucher holders. Your case file lives at your HRA. HUD's role is regulatory, not operational. Under 24 CFR Part 982, the HRA runs the voucher program under HUD regulations but keeps discretion on dozens of local choices, including payment standards (set anywhere from 90% to 110% of HUD's published Fair Market Rents without special approval), local preferences for waitlist admission, and the number of bedrooms a family qualifies for ^[2].

When a tenant has a complaint about how their HRA handled something, HUD's oversight tools are the formal complaint process through its Office of Public and Indian Housing, or in egregious cases a civil rights complaint through the Office of Fair Housing and Equal Opportunity. Neither is fast. Most real resolution happens by working the HRA's grievance procedure first.

What programs does a housing and redevelopment authority typically run?

The program menu changes with agency size and funding history, but most HRAs run some mix of the following.

Housing Choice Vouchers (Section 8): The flagship tenant-based rental assistance program. Voucher holders rent any private unit that passes inspection and where the rent is reasonable. HUD funds roughly 2.3 million vouchers nationwide ^[3]. Your HRA runs the local slice. For a closer look at how vouchers work end to end, the housing choice voucher program overview is a good next stop.

Public housing: HRA-owned and managed apartments rented directly to low-income families at income-based rents. Public housing is separate from the voucher program. A tenant in public housing does not hold a voucher they can take elsewhere.

Project-Based Vouchers (PBVs): A hybrid. The HRA attaches a subsidy to a specific private unit rather than to a family. If the tenant moves, they leave the subsidy behind, but after a year in a PBV unit they can request a tenant-based voucher ^[4].

HUD-VASH: Vouchers for homeless veterans, run jointly with the VA. Many HRAs carry a dedicated HUD-VASH caseload.

Mainstream Vouchers: Targeted to non-elderly people with disabilities coming out of institutions.

Redevelopment and CDBG: On the redevelopment side, HRAs often administer Community Development Block Grant funds from HUD to repair owner-occupied homes, clear blight, or fund local nonprofits building affordable housing.

Low-Income Housing Tax Credit (LIHTC) projects: Many HRAs act as developers or co-developers of low income housing tax credit projects, building income-restricted apartments that are not public housing but reach similar income levels.

NRHA shows this full range. It operates public housing communities, administers vouchers, and has run large-scale mixed-income redevelopment since the 1940s, including projects that replaced older public housing with mixed-finance communities ^[5].

How do HRA waitlists work, and how long is the wait?

HRA waitlists are one of the most misunderstood parts of the whole system. There is no national waitlist. Each HRA runs its own list, opens it on its own schedule, and applies its own local preferences. When a list is closed, there is nothing to join. When it opens, it often stays open for a week or less and draws thousands of applications.

Once you are on a list, you move up based on your position (date and time of application, or sometimes a lottery rank) and whether you qualify for local preferences. Common preferences include families living or working in the HRA's jurisdiction, survivors of domestic violence, people who are homeless, veterans, and people displaced by government action like redevelopment. An HRA can set any preferences it wants, as long as they don't break fair housing law ^[2].

Wait times are genuinely hard to predict. Analysis of the 2021 American Housing Survey by the Urban Institute found median voucher wait times of roughly 2 to 3 years, but the range is enormous: some small rural PHAs issue vouchers within months, while large urban HRAs like New York or Los Angeles run effective waits of a decade or more because their lists barely move ^[6].

For currently open Section 8 waiting lists, the fastest approach is watching HRA websites directly and signing up for email alerts from any aggregator that tracks openings in your target city or state.

One practical note: sitting on multiple HRA waitlists at once is legal and common. Nothing in federal rules stops a family from applying to every HRA within reasonable porting distance.

What does an HRA actually control about your voucher?

More than most people realize. HUD sets the floor and the ceiling. The HRA fills in everything between.

Payment standards are the biggest local decision. The payment standard is the top subsidy the HRA will pay for a given bedroom size. It's a percentage of the HRA's local Fair Market Rent (FMR), which HUD publishes each year by metro area. An HRA can set its payment standard between 90% and 110% of the FMR without HUD approval. With HUD approval it can go up to 120%, and in designated Small Area FMR markets it can set unit-by-unit standards by zip code ^[2].

Why care? If an HRA's payment standard sits at 90% of FMR and actual rent in the neighborhood is above FMR, voucher holders pay the difference out of pocket on top of their normal 30% of income share. In tight markets, that gap can make a voucher nearly unusable.

Other things the HRA controls directly:

• The unit size (bedroom count) a family qualifies for, called the voucher size or subsidy standard.
• How long a family has to find a unit after getting a voucher, called the initial search term. HUD's floor is 60 days, but HRAs can and often do grant extensions ^[2].
• Which inspection checklist they use and how long landlords have to fix problems.
• Whether they run an Enhanced Voucher program for tenants displaced from expiring project-based housing.
• Local income limits for admission (these track HUD's Area Median Income tiers, but the HRA decides which tiers apply to which programs).

Your specific HRA's schedule of payment standards, posted on its website, tells you more than any national average.

How does the HRA calculate how much rent a landlord gets paid?

The HRA does not pay the landlord the full rent. It pays the difference between the tenant's share and the gross rent, where the tenant's share is generally 30% of adjusted monthly income.

Here is the actual math. Say the contract rent (what landlord and tenant agree on) is $1,200. The HRA's payment standard for that unit size is $1,100. The tenant's 30% share of income is $350. The HRA pays $1,200 minus $350, which is $850, and that also lands under the $1,100 payment standard cap, so it works. But if the rent were $1,400 with the payment standard still $1,100, the math shifts: the tenant's required contribution climbs above 30% of income because they cover the gap between the $1,100 ceiling and the $1,400 rent. Under current rules, HUD allows initial tenancy with a tenant contribution up to 40% of income in the first lease ^[2].

The HRA also runs a rent reasonableness check on every unit, comparing the proposed rent to rents for comparable unassisted units in the same area. Even if a landlord wants to charge $1,000 and the payment standard is $1,300, the HRA can refuse to approve the lease if comparable units rent for $900.

Landlords get paid by the HRA via direct deposit (in most agencies) on the first of each month. The HRA's share goes straight to the landlord. The tenant pays their share straight to the landlord too. Two separate payments. For landlords weighing whether to accept vouchers, the housing authority primer covers the landlord-side logistics.

What does an HRA do on the redevelopment side?

The redevelopment function is less visible to most residents but has enormous long-term effects on neighborhoods.

Redevelopment authorities hold the power of eminent domain in most states, meaning they can take privately owned blighted property through a legal condemnation process and pay fair market value to the owner. That power got used aggressively during the mid-20th century urban renewal era and has grown more contentious since the Supreme Court's 2005 Kelo v. City of New London decision, which upheld economic development takings and set off a backlash in state legislatures ^[7].

Modern HRA redevelopment work tends to look like this: acquiring vacant or tax-delinquent properties, assembling parcels for affordable housing developers, administering HOME Investment Partnerships funds, running owner-occupied rehab loan programs, and managing Tax Increment Financing (TIF) districts that capture property tax growth to pay for public improvements.

NRHA has operated as both a housing authority and a redevelopment agency since Virginia's Housing Authorities Law was enacted. Its history includes large-scale redevelopment of areas like the former public housing sites in the Merrimack Landing and Young Terrace communities, replaced with mixed-income developments under HUD's HOPE VI and Choice Neighborhoods programs ^[5].

For tenants, redevelopment matters most when their building or neighborhood falls under an HRA redevelopment plan. Federally-assisted tenants displaced by an HRA redevelopment project have relocation rights under the Uniform Relocation Assistance and Real Property Acquisition Policies Act (URA), including the right to comparable replacement housing and moving cost reimbursements ^[8].

How is an HRA governed and who oversees it?

Most HRAs are run by a board of commissioners, usually five to seven members appointed by the mayor or city council. Commissioners set policy, approve budgets, and hire the executive director. Day-to-day operations are the executive director's job.

HUD oversees HRAs through its Office of Public and Indian Housing (PIH) field offices. PHAs get scored every year through HUD's Public Housing Assessment System (PHAS) for public housing management and the Section Eight Management Assessment Program (SEMAP) for voucher administration. A PHA that scores below HUD's thresholds gets flagged as troubled or substandard, which triggers extra oversight and possibly a corrective action plan ^[9].

State laws govern HRAs too. Virginia, for example, requires housing authority board appointments and sets certain operational rules through the Virginia Housing Authorities Law (Va. Code § 36-1 et seq.) ^[10]. California HRAs operate under the California Housing Authorities Law. The state statute matters because it defines the HRA's geographic jurisdiction, its borrowing authority, and which local preferences it can legally set.

Think your HRA is mishandling your case? Your options, in order of likely speed: the HRA's internal grievance procedure, your HUD field office, your state housing finance agency (which may hold separate oversight authority), and finally your Congressional representative's constituent services office, which can sometimes get HUD to look at a case faster than a formal complaint does.

How do you apply to an HRA for housing assistance?

The application process varies by agency but follows a general pattern.

First, find out if the HRA's waitlist is open. This is step zero. Applying to a closed list does nothing. Check the HRA's official website (search the city name plus "housing authority" or "HRA") or HUD's PHA contact directory at HUD.gov ^[1]. Platforms like go section 8 list private rentals, not open waitlists, so they are a different tool for a different stage.

When a list opens, apply immediately and keep your confirmation number or application ID. Many HRAs now use online portals. Some still use paper applications or lottery systems where all applications submitted in the first few days count equally.

You will need names and birthdates for all household members, Social Security numbers, income documentation, current address and rental history, and proof of any preferences you are claiming (like a VA service record for veteran preference).

After the waitlist reaches your name, often months or years later, the HRA contacts you for an eligibility interview. There they verify income, confirm household composition, and run a criminal background check. HUD's 2022 guidance requires PHAs to do individualized assessments before denying admission based on criminal history, rather than blanket bans ^[11]. Determined eligible, you get a voucher with a search deadline.

For families eyeing available rentals while they wait, the section 8 houses for rent listings give a sense of what's on the market in most metro areas.

What rights do tenants have when dealing with an HRA?

Tenants have more rights than most know, and HRAs are required to tell them about those rights, though that information sometimes gets buried in dense briefing packets.

Grievance rights: Any family whose application is denied, or whose voucher is terminated, has the right to an informal hearing with the HRA before the decision is final. For public housing tenants, the process is more formal: a grievance hearing before an impartial person, with the right to bring a lawyer or advocate ^[12]. The request deadline is usually short, often 10 to 14 days after the notice, so moving quickly matters.

Reasonable accommodation: HRAs must provide reasonable accommodations to people with disabilities, including alternative communication formats, accessible application processes, and flexibility in program rules (like allowing a larger voucher size for a live-in aide).

Portability: If you hold a voucher from one HRA and want to move to another area, you generally have the right to port your voucher to another PHA after living in the initial jurisdiction for at least 12 months, or immediately if you are moving to escape domestic violence ^[2]. Portability is one of the most valuable and most underused features of the voucher program.

Fair housing: HRAs are bound by the Fair Housing Act, Section 504 of the Rehabilitation Act, and the Americans with Disabilities Act. If you believe an HRA discriminated against you based on race, color, national origin, religion, sex, familial status, or disability, you can file a complaint with HUD's Office of Fair Housing and Equal Opportunity within one year of the discriminatory act.

For a fuller picture of tenant protections, the tenant rights section goes deeper.

What should landlords know before working with an HRA?

For landlords, the HRA is your counterparty, not a background actor. You sign a Housing Assistance Payments (HAP) contract directly with the HRA, and that contract carries real obligations on both sides.

What the HRA commits to: pay its share of the rent on time by direct deposit each month, as long as the tenant stays in good standing and the unit passes inspection. The HRA's payment does not stop if the tenant fails to pay their share. That is a landlord-tenant matter. But if the HRA finds the unit failed inspection or the tenant got terminated, HAP payments stop.

What the landlord commits to: keep the unit up to HUD's Housing Quality Standards (HQS), never charge the voucher tenant more than an unassisted tenant would pay for a comparable unit, and follow the lease and HAP contract terms. The HRA inspects the unit before approving the lease and again every year.

The HRA's rent reasonableness determination can feel arbitrary because different HRAs use different databases and methods. If you disagree with a finding, ask the HRA which comparable units it used and how they were picked. You can submit your own comparable rent data.

One practical piece of advice: call the HRA's landlord services line before your first inspection and ask what their most common failure items are. Different inspectors in different cities are stricter about different things. Some HRAs post their HQS checklist online. Running a self-inspection against it saves time.

VoucherReady's landlord kit has a pre-inspection checklist and a HAP contract explainer for landlords new to the program, and it covers the points of confusion that trip people up on HRA paperwork.

How does the Norfolk Redevelopment and Housing Authority work as an example?

NRHA is one of the larger housing authorities in Virginia, serving the City of Norfolk. It shows what a combined housing and redevelopment authority looks like in practice.

On the housing side, NRHA administers Housing Choice Vouchers, manages several public housing communities, and runs specialized programs including HUD-VASH for veterans. Like most large urban HRAs, NRHA's voucher waitlist has historically stayed closed for long stretches and opens only occasionally. When the list opens, Norfolk residents and working families get preference.

On the redevelopment side, NRHA has executed major mixed-income community rebuilds, including Choice Neighborhoods work. It also runs owner rehabilitation programs for low-income homeowners using CDBG and HOME funds channeled through the City of Norfolk.

NRHA's payment standards follow HUD's Norfolk-Virginia Beach-Newport News FMR area, adjusted locally. For 2024, HUD published FMRs for that area at roughly $1,277 for a one-bedroom and $1,521 for a two-bedroom (these come from HUD's FY2024 FMR schedules; actual NRHA payment standards are set by NRHA policy and may differ) ^[13].

The NRHA website publishes its current administrative plan, payment standards, and any open waitlist notices. If you're in Hampton Roads, the NRHA administrative plan is the single most useful document for understanding the local rules, because it turns the federal regulations into the specific choices NRHA has made.

For broader context on hud housing programs across Virginia and elsewhere, the federal program pages are the authoritative starting point.

What are common reasons HRA applications or vouchers get denied?

Denials happen at two points: at initial application screening, and after a voucher has been issued but the unit inspection or rent approval fails.

Common eligibility denial reasons include gross annual income above the program's income limit (must be at or below 50% of Area Median Income for the voucher program, and HUD requires 75% of new vouchers go to families at or below 30% AMI ^[3]), a household member owing money to a previous PHA or holding a prior eviction from federally-assisted housing, a household member on the sex offender registry, or a household member convicted of manufacturing methamphetamine on federally-assisted housing premises (those last two are federally-mandated permanent bars) ^[11].

For criminal history beyond those two mandatory bars, HUD's 2022 guidance requires individualized assessment. A blanket "no criminal records" policy runs against HUD's current guidance, and tenants can challenge overly broad criminal history screens at their grievance hearing.

Unit-level denials happen when a unit fails HQS inspection or the rent fails the reasonableness test. The landlord can correct inspection failures within the HRA's deadline, usually 30 days for non-emergency items, and request a re-inspection.

If your voucher is denied or terminated, the clock on requesting a hearing is short. Get that request in writing immediately, then gather your documentation.

Frequently asked questions

What is the difference between a housing authority and a housing and redevelopment authority?

A housing authority focuses on rental assistance programs like vouchers and public housing. A housing and redevelopment authority (HRA) combines those housing programs with the power to acquire blighted land, plan redevelopment projects, and sometimes issue bonds for community development. In practice the two terms often get used interchangeably, and many agencies do both functions regardless of their official name.

How do I find my local housing and redevelopment authority?

HUD keeps a searchable PHA contact database at HUD.gov under the Public and Indian Housing section. Search by state or city. You can also search your city name plus "housing authority" or "HRA." Every PHA that administers federal programs must register with HUD, so the federal list is complete, though contact details sometimes lag behind agency updates.

Can I apply to more than one HRA waitlist at the same time?

Yes. Nothing in federal rules stops you from applying to multiple HRA waitlists at once. This is smart strategy, especially if you are willing to move. If you receive a voucher from an HRA outside your current home, you may be able to port it back to your preferred city after the initial 12-month residency requirement, or immediately in some situations like domestic violence.

How long does it take to get a voucher from an HRA?

There is no reliable national answer. The Urban Institute's analysis of the 2021 American Housing Survey found median wait times around 2 to 3 years nationally, but small rural PHAs may move faster and large urban HRAs can take a decade. The wait depends on how many vouchers the HRA has funded, how many families are ahead of you, and whether you qualify for a local preference that moves you up.

What happens to my voucher if my HRA loses federal funding?

Congress funds the Housing Choice Voucher program through annual appropriations, and shortfalls do happen. When an HRA faces a budget shortfall, it typically freezes new voucher issuances rather than terminating existing vouchers mid-lease. Active tenants with leases in place generally have some protection, but an HRA in serious financial trouble can be taken over by HUD or merged with a neighboring PHA. This is rare but has happened.

What is the Norfolk Redevelopment and Housing Authority (NRHA)?

NRHA is the public housing agency and redevelopment authority for the City of Norfolk, Virginia. It administers Housing Choice Vouchers, manages public housing communities, and runs redevelopment programs including Choice Neighborhoods projects. NRHA has operated since the 1940s and is one of Virginia's larger housing authorities. Its current payment standards, administrative plan, and any open waitlist notices are on the NRHA website at nrha.us.

Can an HRA deny my Section 8 application because of criminal history?

HRAs must permanently deny anyone on the state lifetime sex offender registry or convicted of manufacturing meth in federally-assisted housing. For all other criminal history, HUD's 2022 guidance requires individualized assessment, meaning the HRA must weigh the nature of the crime, how long ago it happened, and evidence of rehabilitation rather than applying a blanket ban. You can challenge an overly broad denial at a grievance hearing.

How does an HRA set its payment standard, and how does that affect my rent?

HRAs set payment standards between 90% and 110% of HUD's published Fair Market Rent for their area, without special approval. If the standard is below local rents, you may pay more than 30% of your income out of pocket. HRAs can get HUD approval to reach 120% of FMR, and Small Area FMR markets allow zip-code-level standards. Always ask your HRA for the current payment standard for your unit size before signing a lease.

What is a Housing Assistance Payments (HAP) contract and why does it matter for landlords?

A HAP contract is the agreement between the landlord and the HRA. It specifies the contract rent, the HRA's monthly payment amount, and both parties' obligations. The landlord must keep the unit up to HUD's Housing Quality Standards and not charge voucher tenants more than comparable unassisted tenants. The HRA must pay its share monthly as long as the unit passes inspection and the tenant stays eligible. The HAP contract is separate from the lease between landlord and tenant.

What relocation rights do I have if an HRA redevelopment project displaces me?

Tenants displaced by a federally-assisted HRA redevelopment project have rights under the Uniform Relocation Assistance and Real Property Acquisition Policies Act (URA). This includes the right to comparable replacement housing, advance notice of at least 90 days before displacement, and reimbursement of reasonable moving expenses. The HRA must make at least three comparable decent, safe, and sanitary replacement units available before displacing any residential tenant.

Does every city have a housing and redevelopment authority?

No. Some small cities and rural counties have no local PHA and are served by a county, regional, or state-level housing authority instead. HUD's PHA contact database shows exactly which agency covers each jurisdiction. In areas with no local PHA, residents may apply through a nearby county PHA or through the state housing finance agency, which sometimes administers vouchers in underserved areas.

How do HRA inspections work, and what do they check?

Before approving a lease and every year after, the HRA inspects the unit against HUD's Housing Quality Standards (HQS). Inspectors check roughly a dozen major categories: structure, roofing, interior, heating, plumbing, electrical, water supply, sanitation, space and security, air quality, and site and neighborhood. Common failures include dead smoke detectors, broken window locks, peeling paint in pre-1978 units, and weak heating capacity. Failed items must be fixed within the HRA's deadline, usually 24 hours for emergencies and 30 days for standard items.

Can I port my voucher from one HRA to another HRA in a different state?

Yes. Portability lets you move your voucher to any area of the country that has a PHA willing to absorb it. Generally you must have lived in the issuing HRA's jurisdiction for 12 months first, or you qualify for an immediate move exception (such as domestic violence). The receiving HRA can either absorb your voucher into their program or bill the issuing HRA. Some receiving HRAs are reluctant to take ports when their payment standards are under pressure, so call ahead before committing to a move.

Sources

1. HUD.gov, Public Housing Agency (PHA) Contact Information: PHAs sign an Annual Contributions Contract with HUD governing how federal money is spent; HUD maintains a PHA contact database.
2. Code of Federal Regulations, 24 CFR Part 982 (Housing Choice Voucher Program): PHAs set payment standards between 90% and 110% of FMR without HUD approval; initial search term minimum is 60 days; tenants may pay up to 40% of income at initial tenancy; portability rules including 12-month residency requirement.
3. HUD.gov, Housing Choice Vouchers Fact Sheet, Office of Public and Indian Housing: HUD funds roughly 2.3 million Housing Choice Vouchers nationwide; income limit at or below 50% AMI; 75% of new vouchers must go to families at or below 30% AMI.
4. Code of Federal Regulations, 24 CFR Part 983 (Project-Based Voucher Program): Project-Based Voucher tenants may request a tenant-based voucher after living in a PBV unit for one year.
5. Norfolk Redevelopment and Housing Authority (NRHA), About NRHA: NRHA has operated as a combined housing and redevelopment authority since the 1940s and has executed major mixed-income redevelopment projects under HOPE VI and Choice Neighborhoods programs.
6. Urban Institute, 'How Long Do Families Wait for a Housing Choice Voucher?' (analysis of 2021 American Housing Survey data): Median wait times for Housing Choice Vouchers are roughly 2 to 3 years nationally, with wide variation from months to over a decade depending on the PHA.
7. U.S. Supreme Court, Kelo v. City of New London, 545 U.S. 469 (2005): The Supreme Court upheld economic development takings via eminent domain in Kelo v. City of New London, triggering a backlash in state legislatures.
8. HUD.gov, Uniform Relocation Assistance and Real Property Acquisition Policies Act (URA): Tenants displaced by federally-assisted HRA redevelopment have URA rights including comparable replacement housing, 90-day advance notice, and moving cost reimbursement.
9. HUD.gov, Office of Public and Indian Housing (PHAS and SEMAP assessment systems): PHAs are scored annually through PHAS for public housing and SEMAP for voucher administration; low scorers are flagged troubled or substandard.
10. Virginia Housing Authorities Law, Va. Code § 36-1 et seq.: Virginia's Housing Authorities Law governs HRA board appointments, geographic jurisdiction, and operational requirements for Virginia housing authorities including NRHA.
11. HUD.gov, Office of Public and Indian Housing, 'Guidance on Criminal History Policies for Public Housing and Housing Choice Voucher Programs' (2022): HUD's 2022 guidance requires PHAs to conduct individualized assessments before denying admission based on criminal history rather than applying blanket bans; mandatory bars include lifetime sex offender registry and meth manufacturing on federally-assisted premises.
12. Code of Federal Regulations, 24 CFR Part 966 (Public Housing Lease and Grievance Procedures): Public housing tenants have the right to a formal grievance hearing before an impartial person with the right to bring a lawyer or advocate before termination becomes final.
13. HUD.gov, FY2024 Fair Market Rents, Office of Policy Development and Research: HUD's FY2024 FMRs for the Norfolk-Virginia Beach-Newport News area were roughly $1,277 for a one-bedroom and $1,521 for a two-bedroom.